PaySpread

PaySpread is an Australian-founded, patent-pending RegTech and payroll intelligence platform that introduces the world's first universal mathematical taxonomy for global compensation: the Simply5 Model.

Traditional payroll relies on fragmented, country-specific patch methods, creating massive friction for government departments, enterprise CFOs, and global employers. PaySpread replaces this complexity by decomposing any payslip into five standardized components: Gross Salary (A), Statutory Tax (B1), Voluntary Deductions (B2), Net Take-Home Pay (C), Portable Employee Wealth (D1), and Sunk Employer Compliance Costs (D2).

KEY CAPABILITIES & INNOVATIONS:

1. Global Payroll Simplification via Simply5: Creates the first international standard for cross-border payroll transparency, payslip analysis, and compensation advisory.

2. AI-Driven Compliance & Tax Agents: Specialized B2 Tax Agents and D2 Consultant Agents analyze statutory tax optimization, Medicare/payroll levies, and hidden employer overhead in real time.

3. Superannuation & Wealth Projections: Long-term modeling of portable employee wealth (D1) across Australian Super, US 401(k), UK Pensions, SG CPF, and global retirement schemes.

4. Seamless Ecosystem Compatibility: Fully compatible with existing Employers of Record (EOR), HCM platforms (Xero, Workday), and tier-1 advisory/accounting firms without disrupting core infrastructure.

5. New Job Category Creation: Empowers a new wave of "Retention Consultants" equipped with global D1/D2 tax, retirement, and location intelligence to maximize workforce engagement and mobility.

6. Purpose-Driven Legislative Impact: Simplifies complex employment laws by visualizing the true cost of employment, helping public and private sector leaders build transparent, resilient workforces.

From single payslip analysis to multi-country enterprise workforce planning, PaySpread transforms raw payroll data into actionable strategic intelligence.